Why Buy a House Insurance?

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If one were asked the question "Which Is Ones Most Prized Possession What Would The Answer Be? Ones Home And Its Contents Would Be The Obvious Answer." We strongly believes that each and every homeowner of this Nation should take a home insurance policy to protect ones house against structural damage as well as insure the contents of ones house. A house is a Once In a lifetime asset for most of the citizens of our country. Gross neglect is noticed in the rural areas as well as highly literate urban areas while taking that home insurance policy which is often ignored .If one were to observe the statistics of the insurance Companies mainly the home insurance policies one would notice about 35-40 Lakh policies sold combined. Considering the basic structure protection costs about INR 50 per Lakh insured per annum this is a must have policy in ones portfolio. Always take a reinstatement policy rather than a market value policy which subtracts the depreciation. A reinstatement policy would compensate you the actual rebuilding cost of your home. No depreciation is deducted. If one leaves in a rented apartment one cannot insure the basic structure and a house content insurance policy is a must have. Imagine returning from a vacation and finding ones house completely robbed and lakhs of Rupees worth of goods stolen? A miniscule amount of INR 500-1000 per annum can provide a coverage of INR 10 Lakhs. We firmly advocates the coverage of ones jewelry, furniture or electronic items which can be a severe loss to replace. Never be "Penny Wise Pound Foolish". A simple household content insurance policy can go a long way in preventing severe heartburn in the future..I would like to remind you that the team of Financial Planners at IndianMoney.com are always there for you to plan your insurance needs in a most effective and efficient manner.

Happy Investing!!

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These Application Forms can be used for buying regular mutual funds also

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