Download Tax Saving Mutual Fund Application Forms
Invest In Tax Saving Mutual Funds Online
Leave a missed Call on
94 8300 8300
Commercial Property means property or real estate that is built for generating income. It can be office space, garages, stores, malls or factory or industrial centres.
Traditionally institutions, organizations and individuals with very high networth would only invest in commercial property. This is changing now as retail investors are realizing that there is a lot of investment potential in this area. Moreover this can be an additional asset class to bring diversification to the investment portfolio. Nowadays developers are also offering smaller units of commercial property for sale so that retail investors can buy. Banks also offer loans up to a certain amount for such investment purposes.
As a retail investor, there are three ways to invest –
- Buy commercial property directly
- Buy stocks of organization involved in commercial real estate
- Buy units of Real Estate Mutual Funds. These funds invest in infrastructure projects and you can buy units of these MF schemes.
You can use the property for yourself. For example if you are a professional, you can use it for your practice; else you can rent it out to a third party.
You can get returns in the form of property appreciation as well as get income if you rent out the property. In some cases, the party that has taken the space on rent pays not only the rent but also gives a share of the revenue. You should of course evaluate the potential of returns of the property before you invest. If you invest in the initial development stage, you can get good returns in the medium to long-term horizon if the investment decision is a sound one.
The decision to invest or buy commercial property requires a fair bit of research and analysis. You have to consider the following factors before making the ‘Buy’ decision -
- The real estate developer whose property you are looking for should be a reputed builder who has a proper plan in place regarding the building and development of the property. You should go in for a developer who has built a few good quality properties. Property management should be in good hands.
- The location of the property is also important. For example if you are buying space in a mall, the mall should be in a place where there is enough population, good population growth rate, public transport and infrastructure development so that there are enough footfalls in the mall. If it is not a developed or developing area, the investment will not give good returns.
- You should be aware of the maintenance charges, property tax, insurance, lease information if any etc.
- You should enter into the deal with a lawyer and/or experienced real estate agent so that the finer details are chalked out and well understood by all parties involved.
- You should compare the returns potential (cash flow, property appreciation) with the purchase price (total cost considering the interest if there is a loan involved)
We would be interested to know of your experiences in such an investment if any.
For further information contact Prajna Capitalon 94 8300 8300 by leaving a missed call
Leave a missed Call on 94 8300 8300
Leave your comment with mail ID and we will answer them
OR
You can write back to us at
PrajnaCapital [at] Gmail [dot] Com
---------------------------------------------
Invest Mutual Funds Online
Download Mutual Fund Application Forms from all AMCs
Download Mutual Any Fund Application Forms
---------------------------------------------
Best Performing Mutual Funds
- Largecap Funds Invest Online
- DSP BlackRock Top 100 Fund
- ICICI Prudential Focused Blue Chip Fund
- Franklin India Bluechip
- ICICI Prudential Top 100 Fund
B. Large and Midcap Funds Invest Online
- ICICI Prudential Dynamic Plan
- HDFC Top 200 Fund
- UTI Dividend Yield Fund
- Birla Sun Life Front Line Equity Fund
- Franklin India Prima
C. Mid and SmallCap Funds Invest Online
- Reliance Equity Opportunities Fund
- DSP BlackRock Small & Midcap Fund
- Sundaram Select Midcap
- IDFC Premier Equity Fund
- Birla Sun Life Dividend Yield Plus
- SBI Emerging Businesses Fund
- HDFC Mid-Cap Opportunities Fund
- ICICI Prudential Discovery Fund
D. Small and MicroCap FundsInvest Online
- DSP BlackRock MicroCap Fund
2.Franklin India Smaller Companies
E. Sector Funds Invest Online
- Reliance Banking Fund
- Reliance Banking Fund
- ICICI Prudential Banking and Financial Services Fund
F. Tax Saver Mutual Funds Invest Online
1. ICICI Prudential Tax Plan
2. HDFC Taxsaver
- DSP BlackRock Tax Saver Fund
- Reliance Tax Saver (ELSS) Fund
G. Gold Mutual Funds Invest Online
- Relaince Gold Savings Fund
- ICICI Prudential Regular Gold Savings Fund
- HDFC Gold Fund
- Birla Sun Life Gold
H. International funds Invest Online
1. Birla Sun Life International Equity Plan A
2. DSP BlackRock US Flexible Equity
3. FT India Feeder Franklin US Opportunities
4. ICICI Prudential US Bluechip Equity
5. Motilal Oswal MOSt Shares NASDAQ-100 ETF
No comments:
Post a Comment